Terms of Use

Welcome to SMART BUDGETING.
By accessing or using our website and digital products, you agree to the following terms.

1. Use of the Product

SMART BUDGETING is a digital budgeting system designed for personal use only. You may use the template to organize your own finances and duplicate it for your personal needs, but you may not resell, share, or redistribute it to others.

2. Ownership & Access

When you purchase SMART BUDGETING, you receive lifetime access to the files provided at the time of purchase. All content remains the intellectual property of SMART BUDGETING.

3. No Financial Advice

SMART BUDGETING is a planning and organization tool. It does not provide financial, legal, or tax advice. Any decisions you make using the system are your own responsibility.

4. Refund Policy

We offer a 7-Day Peace Guarantee. If SMART BUDGETING does not bring you more clarity and calm within 7 days, you may request a full refund. After this period, all sales are final.

5. Website Use

You agree not to misuse the website, attempt to disrupt its functionality, or use it for unlawful purposes.

6. Changes to These Terms

We may update these Terms of Use from time to time to reflect changes to the product or legal requirements. Any updates will be posted on this page.

7. Contact

If you have any questions about these terms, you can contact us at:
support@smartbudgeting.com